Personal Vault

Every important thing you own — in one place, ready when your family needs it.

Photograph your valuables, store your key documents, assign beneficiaries, and get reminded before anything expires. Everything in your vault flows straight into your Will, Trust, and personal property memorandum.

🔒 Encrypted📷 Photo-documented🔔 Renewal reminders🆘 Emergency access

What is the Personal Vault?

Your Personal Vault is the private, encrypted home for everything that matters to your estate — the engagement ring you want passed down, the deed in the gray filing cabinet, the life-insurance policy nobody else knows about, the digital accounts that disappear if no one finds them. Instead of a binder your family hopes to find, it's a living record attached to the same account that holds your Will, Trust, Healthcare Directive, and Power of Attorney.

Items you document here flow automatically into your generated documents. Tag a watch as a bequest to your grandson and it shows up in your Will's specific bequests. Add a vehicle and it appears on the asset schedule for your Trust. The vault and your estate plan stay in sync — without you having to retype anything.

What you can store

  • Personal property

    Jewelry, art, collectibles, firearms, vehicles, heirlooms — photographed and described.

  • Important documents

    Deeds, titles, insurance policies, passports, birth and marriage certificates — and where the originals live.

  • Financial accounts

    Bank, brokerage, retirement, and crypto wallet locations. Names only — never full account numbers or passwords.

  • Digital assets

    Password manager location, domains, online business accounts, and which services should be closed or memorialized.

  • Sentimental items

    Family photos with stories, recipe cards, letters — items whose meaning would be lost without context.

  • Beneficiary tags

    Assign each item to a person so the bequest is unambiguous and shows up in the right document.

How it works

  1. Photograph it with your phone

    Open the vault, tap Add Asset, and snap a photo. No special equipment — daylight on a kitchen counter works fine.

  2. Vera identifies it and suggests details

    Our AI assistant proposes an item name, category, and an estimated value range. You confirm or edit anything before it's saved.

  3. Assign a beneficiary

    Pick who should receive it. The same name reappears across your estate plan so your executor knows exactly what was meant for whom.

  4. Auto-included in your documents

    Items show up on the right schedule — Will, Trust, or personal property memorandum — with no manual rewriting.

How items are organized & filed

Your vault is sortable by category, by beneficiary, and by which document the item belongs to. Each tile shows quick-glance status:
  • In Will ✓ — referenced as a specific bequest in your Last Will & Testament.
  • In Trust ✓ — listed on Schedule A of your Revocable Living Trust.
  • 📜 In Memorandum ✓ — included in your personal property memorandum (the side-document for items you may change without re-executing your will).
  • Documented value — your own estimate, with a recommendation to get an appraisal for anything above $1,000.

Renewal & expiration reminders

Documents that quietly expire are how families get caught off guard. When you record an item with a renewal date, VoiceWill™ sends you an email reminder before it lapses. Reminders are sent for:
  • Passports and government IDs
  • Driver's licenses and vehicle registrations
  • Homeowners, auto, life, and umbrella insurance policies
  • Annual will and estate-plan review
  • State-law change alerts that could affect your documents
  • Life-event check-ins after marriages, births, moves, or losses

You can turn any reminder type on or off from your account preferences.

Security & privacy

  • Encrypted in transit — every connection uses TLS 1.2 or higher.
  • Encrypted at rest — managed Postgres and object storage, encrypted by the platform.
  • Row-level access — every vault row is tied to your account; the database refuses requests for another user's data.
  • Private photo storage — vault photos live in a private bucket and are served via short-lived signed URLs.
  • No sale of personal data — your vault contents are never sold or shared with advertisers or data brokers.

Read the full security model on our Security & Privacy page.

Emergency access

Designate one trusted person — a spouse, adult child, attorney — who can request access to your vault if you're incapacitated or have passed. Their request opens a 72-hour authorization window. Their role is scoped to exactly what you configure: viewing only, downloading documents, or contacting your executor. Until they make a request and you (or your safeguards) approve it, they have no access.

Free or Individual plan?

Free
$0
  • Up to 3 vault items
  • AI item identification
  • 1 Legacy Document
  • No credit card required
Individual
$29.99/mo
  • Unlimited vault items
  • All renewal reminders
  • Emergency-access trusted contact
  • All 5 estate documents (Will, Trust, Directive, POA, Legacy)
  • Annual review reminders

Frequently asked questions

Is my Personal Vault data encrypted?

Yes. All connections to VoiceWill™ use TLS 1.2 or higher, and your vault data and photos are encrypted at rest by our managed infrastructure providers. Photos are served via short-lived signed URLs, never public buckets. We do not currently offer zero-knowledge encryption — see our Security page for the full details.

Who can see what's in my vault?

Only you, by default. Every vault row is tied to your account through database row-level security, so the database refuses any query for another user's items. If you set up a trusted emergency contact, that person gets a scoped, time-limited window of access — and only after the request you authorize.

What happens to my vault if I die?

Items in your vault are referenced by your generated Will, Trust, and personal property memorandum, so your executor and beneficiaries can identify what was meant for whom. Your trusted emergency contact can request access in the days after, and your full estate package guides your family through the rest.

Can I upload PDFs and scanned documents?

You can store photos of physical items today (jewelry, art, documents, vehicles, etc.) and record where the originals live (safe, deposit box, attorney's office). Direct PDF upload is on the roadmap — for now you can photograph the cover page of a deed, title, or policy and note the storage location.

How are estimated values handled?

When you photograph an item, Vera suggests an estimated value range. You always confirm or override the number, and we recommend a professional appraisal for anything over $1,000 or for items with sentimental significance.

What gets a renewal reminder?

Passports, driver's licenses, vehicle registrations, insurance policies, and your annual will review. We also send life-event check-ins (marriage, birth, move) and state law change alerts so your estate documents stay current. You can opt out of any reminder type from your preferences.

What happens to my vault if I cancel?

You keep read-only access to the items you've already documented and can export them. Free accounts retain up to 3 vault items; if you re-subscribe, full editing and unlimited storage are restored.

Start your vault in minutes. No credit card required.

Create your free account →
⚖️ Legal Notice: VoiceWill is not a law firm and does not provide legal advice. Documents may require attorney review, witnesses, notarization, or state-specific execution steps before they are legally valid.